The state of Connecticut passed a new legislation on October 1st of 2011 which provided state mandated fees and minimum initial premiums to regulate the bail bonds insurance service and its providers. In the past, CT residents who were in need of bail bonds services were practically being robbed by bail agents who sometimes didn't even have a license to post bail in the first place.
The 2011 legislation also punishes bail bondsmen who violate such regulation by permanently removing their license to post bail bonds or in less severe cases they are subject to high fines.
Bail Bonds and Your Personal Information
By posting bail bonds you are agreeing as a party in a legal transaction. Furthermore, your name and social security numbers could be getting in the wrong hands if you are not dealing with a reputable agency or licensed bail bondsman.
The worst nightmare of a consumer is finding out money owed when a collection agency calls or when applying for a loan of any kind.
If someone is telling you that "X" company is undercutting and charging you less money, imagine what they can do with your information? If these companies or bail agents do not care about losing their licenses and getting high fines, they will NOT care for your personal information or your loved one in jail.
Oh and it doesn't end there; after the bond is posted with less money, the state can always review a posted bail bond and at its discreet judgment revoke a bail bond. The consumer can lose his/her money and be part of a further legal investigation by the Department of Insurance.
All Connecticut Bail Bonds Fees are regulated by the state of Connecticut and the Department of Insurance. You can also verify your bondsman license at the DOI. This information is public and available here
Tips to Post Bail Bonds in CT
- The customer should always ask for receipts stating the exact amount of money collected by the bondsman or bail company representative and defendant's name with correct bond amounts. This will avoid future discrepancies about how much you paid or how much was the original bond amount and fees.
- Always get a copy of your signed contract, payment plans, and cosigner forms. These documents could protect you in case of bond amounts or money owed discrepancies.
- Google what you want to know- it's free, use it. Find their office address and go in and see how they do business, after all you want to know how they will handle your delicate personal information.
- Always verify the bail company and bondsman information by checking their website, their phone numbers and why not, check them on Facebook and Twitter.
- Evaluate their customer service; you should be their number 1 priority. Ask questions, you want to know who you are dealing with.